Every year, several papers project lower expected future returns. They are frequently wrong, but what can you do about it?
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Section
Retirement
There have been 14 bear markets between 1947 and 2022. They happen quite frequently so how can you prepare for the next one?
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How much do you need to save each year in the accumulation stage of your life?
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Just like full fat milk, a rich retirement needs to hit the 4% sweet spot.
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