The financial press makes a lot of noise reporting on stock market updates, but really very little of it is useful or actionable.
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Posts by
Antony Holmes
Polite Investor, CEO, CTO, employee #1, whatever
Hello, I am the The Polite Investor, a polite Englishman that has been living in the US for 10 years.
Although I have always been interested in personal finance and investing, once my employer enrolled me in their retirement plan, I thought it was time to get serious and figure out how the American financial system works to make sound investment choices.
I started this site to document my financial journey and offer my opinions to help others. Perhaps you might learn something from my experiences and together we can all try to lead better financial lives.
I believe the key to building wealth is disiplined saving and investing coupled with a somewhat minimalist lifestyle. You don't need stuff and you should have a healthy skepticism towards activities your peers engage in: mortgages, expensive cars, expensive vacations. You'll find a little bit of my personal philosophy peppered throughout the site.
I made this site to intersect and satisfy my interests in finance and investing and programming and web development.
I hope you feel welcome here. Take what you find useful and leave the rest. Pass on what you’ve learned to your friends. May you find the financial success you deserve.
Want to say hello? Email me.
How much do you need to save each year in the accumulation stage of your life?
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Small changes can lead to big outcomes with a little bit of disipline.
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This is a simple overview of cryptocurrency to help you decide if it's right for you.
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Fees, you can't avoid 'em, but knowing whether they're bogus can save you a lot of money long term.
Contribution limits for 401(k)s, 403(b)s, 457(b)s, IRAs, HSAs, FSAs are out.
There's an old adage in financial circles that you get what you don't pay for.
Just like full fat milk, a rich retirement needs to hit the 4% sweet spot.
